Many homeowners don't realize they're often responsible for the underground utility lines that serve their home. Depending on the type of line and where the damage occurs, repairs can involve excavation and significant out-of-pocket costs.
What It Covers
Service line coverage helps pay to repair or replace damaged underground service lines on your property, subject to your policy terms and coverage limits. Depending on the policy, this may include water, sewer, electrical, or other covered utility lines, along with the cost of excavation needed to access them.
Worth Reviewing
Service line coverage is often one of the more affordable homeowners endorsements available. It's also one that's easy to overlook until a damaged utility line needs to be repaired.
During a coverage review, I'll explain whether your policy includes service line coverage, what it covers, and whether it's appropriate for your home.
