Terms and Conditions

These Terms and Conditions govern your use of the Balakas & Co. Insurance website. By using this site, you agree to these terms. If you don't agree, please don't use the site.

About this website

This site provides general information about Balakas & Co. Insurance and the insurance services we offer. The content is for information only. It isn't insurance advice for your specific situation until we've spoken and reviewed your details, and nothing on this site creates an insurance policy or a binding offer of coverage.

Quotes and coverage

Requesting a quote through this site starts a conversation. It does not bind coverage, guarantee a price, or create a policy. Coverage exists only when a policy is issued by an insurance carrier and put in force. Premiums, terms, and availability are set by the carriers and can change based on underwriting and the information provided.

Accuracy of information

We work to keep the information on this site accurate and current, but we don't promise it's always complete or error free. Insurance products, rules, and pricing change. Always confirm the specifics of your coverage in your actual policy documents and with us directly.

Your responsibilities

When you share information with us, please make sure it's accurate and complete. The quality of the guidance and quotes we can provide depends on it. Don't use this site for any unlawful purpose or in a way that could harm the site or other users.

Text messaging (SMS)

By providing your mobile phone number and checking the consent box on one of our forms, you agree that Balakas & Co. Insurance may send you text messages (SMS) at that number, including messages sent using an automated system. Consent to receive text messages is not a condition of purchasing any product or service.

• Messages you may receive: responses to your inquiries, insurance quotes, coverage reviews, policy and renewal updates, appointment reminders, and customer service.
• Message frequency varies based on your interactions with us.
• Message and data rates may apply, depending on your mobile carrier and plan.
• To opt out, reply STOP to any text message. You can still reach us by phone or email.
• For help, reply HELP or call us at 303-276-1809.
• Mobile carriers are not liable for delayed or undelivered messages.

How we handle your mobile number is described in our Privacy Policy.

Intellectual property

The content on this site, including text, design, logos, and images, belongs to Balakas & Co. Insurance or is used with permission. Please don't copy or reuse it without our written consent.

Other websites

This site may link to other websites for your convenience. We don't control them and aren't responsible for their content, products, or practices.

Limitation of liability

This site is provided on an as-is basis. To the extent allowed by law, Balakas & Co. Insurance isn't liable for any loss or damage arising from your use of the site or reliance on its general content. Your insurance coverage is governed by your policy and applicable law, not by this website.

Governing law

These terms are governed by the laws of the State of Colorado, without regard to its conflict of laws rules.

Changes to these terms

We may update these terms from time to time. The current version will always be posted here with its date. Continuing to use the site means you accept the updated terms.

Contact us

Questions about these terms? Reach Megan Balakas at 303-276-1809 or through our contact page.